"Helping people work smarter...not harder!" TM
IDA Customer Savings
Gary S. - Saved $924/year
by raising his collision deductibles to $1,000 from $250 - State Farm
Angela S. - Saved $480/year
by raising her collision deductible to $1,000 from $500 - PEMCO
Enrique G. - Saved $516/year
by raising his collision deductibles to $1,000 from $250 - Horace Mann


Actual CDRP Customer Results

Customers all across America are saving money by raising their collision deductibles to $1,000 or more. Whether you save $10, $25, $50 or more per month, why would you pay your insurance company any more than you have to? Keep your hard-earned money and put it to work for you instead of the insurance company.

Below are just a few examples of actual CDRP customer savings!

Actual CDRP Customers


Angela S. (Age 22) insured one vehicle through PEMCO. Angela raised her collision deductible from $500 to $1,000 for a yearly savings of $432.

$523,071 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Sam H. (Age 39) insured two vehicles through ALLSTATE. Sam raised his collision deductibles from $500 to $1,000 for a yearly savings of $360.

$60,614 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Sara C. (Age 42) insured one vehicle through SAFECO. Sara raised her collision deductible from $500 to $1,000 for a yearly savings of $396.

$46,393 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Bob G. (Age 54) insured three vehicles through USAA. Bob raised his collision deductible from $500 to $1,000 for a yearly savings of $420.

$13,185 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Jeffrey A. (Age 24) insured one vehicle through FARMERS. Jeffrey raised his collision deductible from $250 to $1,000 for a yearly savings of $924.

$890,144 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Michael G. (Age 21) insured one vehicle through GEICO. Michael raised his collision deductible from $250 to $1,000 for a yearly savings of $564.

$765,478 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Enrique G. (Age 34) insured two vehicles through HORACE MANN. Enrique raised his collision deductible from $250 to $1,000 for a yearly savings of $516.

$176,178 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Joe P. (Age 43) insured one vehicle through FARMERS. Joe raised his collision deductible from $250 to $1,000 for a yearly savings of $468.

$48,486 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Gary S. (Age 48) insured tbree vehicles through STATE FARM. Gary raised his collision deductible from $500 to $1,000 for a yearly savings of $924.

$44,235 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.

Kevin B. (Age 34) insured two vehicles through TRAVELER'S INSURANCE. Kevin raised his collision deductible from $100 to $1,000 for a yearly savings of $324.

$98,447 - Potential return assuming all monthly savings were invested at the historical market average of 12% until age 65.