"Helping people work smarter...not harder!" TM
IDA Customer Savings
Gary S. - Saved $924/year
by raising his collision deductibles to $1,000 from $250 - State Farm
Angela S. - Saved $480/year
by raising her collision deductible to $1,000 from $500 - PEMCO
Enrique G. - Saved $516/year
by raising his collision deductibles to $1,000 from $250 - Horace Mann


The Collision Deductible Reserve Plan in a Nutshell

The money you save by raising your collision deductibles to a higher amount can be redirected and used to fund your CDRP Account. If you need to pay a collision deductible before your CDRP Account is mature, IDA will advance you the full amount (even if you've only made one payment). Advances may be repaid at $25 per month with NO interest or fees. Once your CDRP Account is mature, you will be able to use your monthly savings to help eliminate debt and build wealth.

Choose a Collision Deductible Reserve Plan That is Right For You

Plan 1: $25/month Plan 2: $50/month Plan 3: $650 lump sum

If you have any remaining questions, please see our Frequently Asked Questions page, or if you're ready today to start saving money EVERY month, visit our Enroll page. We look forward to helping you save money!