All contributions, contributed to any Collision Deductible Reserve Plan (CDRP), are held in separate IDA accounts at Wells Fargo and are fully FDIC insured. Wells Fargo Bank, N.A. is the only bank in the U.S., and one of only two banks worldwide to currently have the highest possible credit rating from both Moody's Investors Service, "AAA," and Standard & Poor's Ratings Services, "AAA."*
* "Debt Rating Summary." 1 May, 2008 https://www.wellsfargo.com/invest_relations/debt